$0 interest on lending

General
1

Hello,

I have BTC and WETH in lending, and still at zero dollars of interest. Yet, I am paying fees on my USDM loan.

20260527-lend
20260527-lend1394Ă—771 92.4 KB

20260527-positions
20260527-positions1620Ă—557 62.5 KB

Can you help me understand why?

And how to be profitable?

Thank you very much

2

You have to wait 10 days, and I think it’s the same as with funding, you have to close your position to receive it. So in the event that the borrower renews the loan, I don’t think you’ll receive your earnings.
Unlike a borrow, where you have to pay your interest before 10 days.

1 Like
3

When you lend, you receive interest up to 10 days from the start date. It can happen earlier if, for example, the borrower reduces their loan or closes their position early, but it can take up to 10 days because loans are 10 days long.

When you borrow, you don’t pay interest right away, but the 10 day interest is deducted from your Available Margin. You pay interest when you close your loan. You can also pay the full interest ahead of schedule to mitigate liquidation risks, if for example the lending market does not have enough liquidity to renew your loan.

Funding payments accrue every 8 hours, but only settle either:

  1. When you or your counterparty closes your position or
  2. Both you and your counterparty have the option to settle the unrealized PnL at any time. If you click on the position, there’s an option to “Realize PnL” - this will take the funding payments you are owed and settle them in USDM in your account within 24 hours.